Consumer Topics
Know your rights as a consumer. The United States has some of the strongest protections in the world when it comes to debt collection and predatory lending. Review the applicable fees, terms, conditions and repayment schedule of any loan offer carefully before finalizing any loan. You have no obligation to accept any loan. Please be a careful borrower and only borrow responsibly.
Since the 1960’s, most financial transactions are covered by consumer protection laws.
Fight back and protect yourself!
PaydayAdvance.org is not a lender and does not broker loans or extend credit to consumers. This website’s sole purpose is to share your submitted information with one or more lenders who then makes the loan approval decision independently. Not everyone will qualify for a payday advance loan and approval is not guaranteed.
This website offers its services free of charge. Not every lender can provide the maximum $1000 in loan proceeds. Transfer times vary among lenders and not all lenders offer one hour cash transfer service. Lenders determine their own terms and conditions, including repayment terms. Payday loans are not available in every state and the states participating in this service may change at any time, without notice.
