How It Works
Learn more about your payday advance works. Before taking out any loan or working with any lender, please review the available information. Our website offers information on how the payday advance process works, answers to frequently asked questions, and information on what rights you have as a consumer.
How Our Loans Work
Submit your information using the application form on our website and you will be instantly matched with a lender based on the information you provide and the lenders available. After being matched with a lender you will be redirected to the lender’s website to finalize your loan. Your lender may also contact you by phone or by email to complete your loan application. Once your loan has been finalized, and you have agreed to the terms and conditions, funds will be electronically transferred to the bank account you designate. Please review the terms of your loan carefully before entering any loan agreement.
Frequently Asked Questions (FAQ)
Payday advance loans can be a good way to cover life’s unexpected expenses. They are an alternative for those who may be between paydays or have limited credit or for those who do not qualify for a more traditional loan.
The payday advance application process is done online. It is simple, convenient and takes just minutes. Our application process is free. You will be matched with a lender based on the information you provide in the application. You have no obligation to accept a loan if you are not satisfied with the lender’s terms, conditions or fees. Please review your loan agreement carefully.
Please review the frequently asked questions below for more information.
Rates & Fees
PaydayAdvance.org is a free service with no application fee. Our lender matching application and service is free.
When you have been matched with a lender you will be instantly redirected to the lender’s own website. There you will be shown the details of your loan, including the fees, terms, and repayment schedule. You are not obligated to accept a loan or to work with a lender. The fees, interest rate and terms for your loan will vary by lender, by state, and depending on the information in your application. Review the terms of your loan carefully before selecting any loan.
