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Loan Payments and Extensions FAQ

PaydayAdvance.org is not a lender and does not broker loans of any type. Our goal is to match consumers who are looking for online loan options with a suitable payday advance lender. Not every applicant will qualify for a payday loan and approval is not guaranteed.

Here you will find answers to some of the questions you might have regarding payday loan payments and extensions.

When do I have to repay my payday advance loan?

Payday loans are generally due on your next payday (two weeks). PaydayAdvance.org encourages consumers who are thinking about a payday advance loan to consider this fact carefully. You should be certain that you will be able to repay the loan in full when it is due before committing to a loan contract.

Some lenders do allow you to renew (extend) your loan but this is strictly up to your specific lender. You can expect to pay additional fees, penalties, and interest for this service. You should thoroughly review the terms and conditions of your loan document before signing any contract. If you have any questions or are not satisfied with the terms of your loan agreement, you may simply decline the loan.

What happens if I can’t repay my payday advance loan when it is due?

You should contact your lender immediately as soon as you know you will be unable to repay the loan by the due date. Bear in mind that not all lenders offer renewals or extensions on the loans they provide and many states do not allow extensions of any kind.

Will a negative payday loan history affect my credit score?

If you fail to repay your payday advance loan according to the terms of your loan, your lender can start collection proceedings against to recover the money you owe. You can end up having to pay the original loan amount plus interest, penalties and collection costs. If you have concerns that you will not be able to repay your payday advance loan when it is due, we strongly urge you to consider other sources of cash funds. Defaulting on any type of loan has serious consequences.

How is my personal information used?

PaydayAdvance.org respects your privacy. This website is not a lender. Accessing our website and using our free referral service requires that consumers complete one or more online application forms that request personal information.

Your use of our service is strictly voluntary and is governed by our Terms of Use and Privacy Policy.

Any personal information you enter is private and only shared with participating lenders. Your personal information is encrypted and secured using 128-bit Secure Socket Layer (SSL).

Once you are matched with a lender, you will be redirected to that lender’s website. PaydayAdvance.org does not endorse or approve any service or product offered by a lender. Before committing to a payday loan, please read and review all terms and conditions as set forth by your lender in your loan contract.

© PaydayAdvance.org – All Rights Reserved

PaydayAdvance.org is not a lender, does not broker loans or extend credit to consumers. This website’s sole purpose is to connect consumers who are looking for payday advance loans online.

Not all lenders can provide your requested loan. Cash transfer times may vary between lenders and depend on your individual bank. Repayment terms vary by lenders and local laws. For details, questions or concerns regarding your payday advance, please contact your lender directly.

Residents of Arkansas, Georgia, New York, Oregon, Washington, West Virginia and Vermont are not eligible to apply.