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Personal Finance Tips

Every day you make important decisions about you spend your well-earned cash. Some decisions are small and some are large. But they all have an impact on your overall financial health. Our personal finance section will show you how to plan a budget, point out ways to better manage your money, and offer helpful suggestions on getting out of debt.

Saving Money

Little changes can bring about big results. Learn how to avoid the most common money wasters and start watching your savings grow.

Learning to Budget

It is virtually impossible to be financially secure without having a budget. Find out how to make a realistic one that will help you reach your financial goals.

Credit Tips

No matter what type of credit you apply for, any time you borrow money, it has to be paid back. Learn the facts about credit and how you can avoid becoming overwhelmed with debt.

Debt Help

If you are having serious financial problems, there is help available. Find out what to do when you can’t pay your bills and don’t know where to turn.

Retirement Planning

If you are like many people, retirement seems so far in the future that you don’t give it a second thought. But the truth is, the earlier you start planning and saving for retirement, the better off you will be.

Latest Articles

Bad Habits That Can Lead to Financial Disaster

If you are like many American consumers you may be overwhelmed with credit card debt. The first step in getting out of a financial hole is admitting that you are in one. The next thing you need to ... More »

Making Good Financial Decisions

It is almost certain that most Americans are feeling the effects of the current economy. While conditions have improved somewhat over the past five years, there is still high unemployment along wit... More »

When to Consider Bankruptcy

Over the past five years, millions of Americans have made the decision to file for bankruptcy. Much of this is due to the harsh economic conditions that have been in place since the financial meltd... More »

Understanding Subprime Lending

One of the keys to long-term financial security is being knowledgeable about the credit and lending market. Having a strong grip on your personal finances includes understanding the different types... More »

Beware of costly debt traps

Borrowing almost always carries a certain risk. But it's important to understand that not all debt is created equal. Any time you make a credit decision you should give it thoug... More »

Credit Card Mistakes You Should Avoid

Credit card debt is a huge problem in this country. For every American household that has at least two credit cards, the outstanding debt on these cards is around $15,500. It doesn't take a financi... More »

How To Be A Savvy Borrower

Borrowing money is a serious matter. Any time you take on new credit (or debt) you are legally liable to repay the loan according to the terms of your contract. Whether you are buying a ho... More »

Simple Ways to Reduce Your Monthly Expenses

Over the past few years, millions of Americans have been forced to find creative ways to lower their monthly expenses. With so many people either losing their jobs or suddenly becoming und... More »

The Importance of Saving

Financial independence doesn't come easily to most people. American consumers are notoriously reliant upon credit to acquire the trappings of an upwardly mobile lifestyle- a flashier c... More »

Car Title Loans with Bad Credit

Car title loans have some features in common with other types of payday advance loans. Here are a few of the similarities: Offer quick access to cash funds. More »

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